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Refinancing into a lower monthly mortgage may help homeowners.
- Reduce an existing overall mortgage payment
- Reduce an existing mortgage interest rate
- Build home equity faster.
Refinance with confidence.
- Lender-paid closing costs – No out-of-pocket closing costs for borrowers
- No appraisal required – Use of original appraised value may help minimize declining value issues
- No maximum income ratios – Changes in income may have less impact
- Quicker financing process – Reduced documentation helps facilitate faster loan closing
- Potential refund of existing FHA upfront MIP
Contact us for a complimentary mortgage pre-approval to find the right home financing option for you!
NOTE: Please see program specific pages for details or speak with your local mortgage consultant.
By refinancing an existing loan, your total finance charges may be higher over the life of the loan.